OnPoint Community Credit Union: Your financial journey starts with OnPoint Community Credit Union. We're here to help you thrive.

Banking with a difference at OnPoint Community Credit Union, where your financial health is our priority.

OnPoint Community Credit Union is a member-owned financial institution, committed to providing valuable banking services and supporting our local communities.

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Personalised Savings Accounts with OnPoint Community Credit Union

We offer a variety of savings accounts designed to help you reach your financial goals, whether you are saving for a new home or a comfortable retirement. Our competitive interest rates mean your money works harder for you, growing steadily over time.

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OnPoint Community Credit Union Personalised Savings Accounts — We offer a variety of savings accounts designed to help you reach your financial

How OnPoint Community Credit Union delivers Flexible Lending Solutions

Need a loan for a car, a home, or something else entirely? OnPoint Community Credit Union has lending options with fair terms and clear conditions. We work with you to find a repayment plan that fits your budget, making big purchases more manageable.

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OnPoint Community Credit Union Flexible Lending Solutions — Need a loan for a car, a home, or something else entirely? OnPoint Community Cre

Discover Convenient Digital Banking at OnPoint Community Credit Union

Manage your finances from anywhere with our easy-to-use digital banking platform. You can check balances, transfer funds, and pay bills securely, all without needing to visit a branch. It is banking on your schedule, making your financial life simpler.

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OnPoint Community Credit Union Convenient Digital Banking — Manage your finances from anywhere with our easy-to-use digital banking platform
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500,000+Members Served
£8.5B+Assets Under Management
50+Branches Across Oregon and SW Washington
1,000+Employees

Your Financial Journey, Our Dedicated Support

Explore the banking solutions designed to help you achieve your aspirations.

Start Your Banking Journey With Us

Become a member of OnPoint Community Credit Union and experience the cooperative difference today.

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Voices from Our Valued Members

I have been with OnPoint Community Credit Union for years, and their service is consistently excellent. They really make you feel like a valued member, not just another customer. Their mortgage process was straightforward, and the rates were very competitive. It is great to bank with an institution that genuinely cares.

Emily Davis

Your Financial Journey, Our Dedicated Support

Explore the banking solutions designed to help you achieve your aspirations.

500,000+Members Served
£8.5B+Assets Under Management
50+Branches Across Oregon and SW Washington
1,000+Employees

Common Questions About OnPoint Community Credit Union

Find clear answers to popular inquiries about our services and membership.

What makes OnPoint Community Credit Union different from a traditional bank?

OnPoint Community Credit Union is a not-for-profit financial cooperative, meaning we are owned by our members, not external shareholders. This structure allows us to return profits to members through lower loan rates, higher savings rates, and fewer fees. Our focus is on member well-being and community support, rather than maximising shareholder returns.

How do I become a member of OnPoint Community Credit Union?

Becoming a member of OnPoint Community Credit Union is simple. Generally, you need to live, work, or attend school in one of the counties we serve, or be a family member of an existing member. You just need to open a savings account with a small initial deposit. Visit our website or any branch for specific eligibility requirements and to start your membership application.

Can I access my OnPoint Community Credit Union accounts online?

Absolutely! We offer secure and convenient digital banking services. You can access your accounts 24/7 through our website or mobile app. Our 'onpointcu online banking login' allows you to check balances, transfer funds, pay bills, view statements, and even apply for loans, all from the comfort of your home or on the go.

What should I do if I forget my OnPoint Community Credit Union login details?

If you forget your 'onpoint login' username or password, do not worry. On our online banking login page, there are 'Forgot Username' and 'Forgot Password' links. Follow the prompts to securely recover or reset your credentials. For additional assistance, you can always contact our member service team directly, and they will be happy to assist you with your 'on point bank login'.

Does OnPoint Community Credit Union offer business banking services?

Yes, OnPoint Community Credit Union provides a full suite of business banking solutions tailored to meet the needs of local businesses. This includes business current accounts, savings accounts, commercial loans, credit lines, and merchant services. Our business specialists can help you find the right financial products to support your company's growth and operational needs.

Are my deposits at OnPoint Community Credit Union insured?

Yes, your deposits at OnPoint Community Credit Union are federally insured by the National Credit Union Administration (NCUA) up to at least £250,000 per member. This is the credit union equivalent of FDIC insurance for banks, providing you with peace of mind knowing your money is protected and secure.